Our Life and Health Inspection Reports cover periods ranging from two years to special service coverage for ten years plus. Our reports are designed to provide coverage at five levels of Reporting; 2-year reports, 3-year reports, 5-year reports, 7-year reports and 10-year reports..
    

2 Year Report

       Covers 2 years of employment, finances, residence, and health information. Contact is also made with the applicant’s employer, if self-employed, his or her bookkeeper or accountant.

3 Year Report

       Covers 3 years of employment, residence, health, etc. Additional contacts include the bank, current and previous employers, accounting or bookkeeping references. We obtain a net worth figure on the applicant.

5 Year Report

       Covers 5 years of employment and residence. We contact current and previous employers, banking and accounting references, outside secondary financial sources, and obtain detailed breakdown of net worth figures. We also contact professional associations such as Board of Medical Examiners, State Bar Associations, Association of CPA’s, etc.

7 Year Report

       Covers 7 years of employment and residence. Contact is made with current and previous employers, banking and accounting references, outside secondary financial sources, and obtain detailed breakdown of net worth figures. We also contact professional associations such as Board of Medical Examiners, State Bar Associations, Association of CPA’s, etc. Complete bankruptcy search etc.

10 Year Report

       Covers 10 years and provide, in addition to the above, a more detailed analysis on the applicant’s business, finances and anti-selective features, such as drugs and alcohol, hazardous avocations, etc. Business, personal and financial sources are contacted to verify information such as occupation, income, net worth and personal reputation. We obtain detailed breakdown of net worth figures, and complete credit checks. We also contact professional associations, and complete bankruptcy search, etc.